LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,444
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,666
−HK$2,258/mo
Today · 4.125%
HK$75,924
baseline
▲ 0.50% · 4.625%
HK$80,544
+HK$4,620/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,848/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,481
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,612
−HK$2,163/mo
Today · 4.125%
HK$83,775
baseline
▲ 0.50% · 4.625%
HK$88,191
+HK$4,416/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,550/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,733
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,399
−HK$2,710/mo
Today · 4.125%
HK$91,109
baseline
▲ 0.50% · 4.625%
HK$96,653
+HK$5,544/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,218/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,377
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,935
−HK$2,595/mo
Today · 4.125%
HK$100,530
baseline
▲ 0.50% · 4.625%
HK$105,829
+HK$5,299/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,060/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,021
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,133
−HK$3,161/mo
Today · 4.125%
HK$106,294
baseline
▲ 0.50% · 4.625%
HK$112,761
+HK$6,467/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,588/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,273
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,257
−HK$3,028/mo
Today · 4.125%
HK$117,285
baseline
▲ 0.50% · 4.625%
HK$123,467
+HK$6,182/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,570/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,599
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,599
−HK$4,064/mo
Today · 4.125%
HK$136,663
baseline
▲ 0.50% · 4.625%
HK$144,979
+HK$8,316/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$273,326/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,065
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,902
−HK$3,893/mo
Today · 4.125%
HK$150,795
baseline
▲ 0.50% · 4.625%
HK$158,743
+HK$7,948/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$301,590/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,590 · Scale 2, in force from 26 Feb 2026)