LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,447
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,670
−HK$2,258/mo
Today · 4.125%
HK$75,928
baseline
▲ 0.50% · 4.625%
HK$80,548
+HK$4,620/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,856/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,484
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,616
−HK$2,163/mo
Today · 4.125%
HK$83,779
baseline
▲ 0.50% · 4.625%
HK$88,195
+HK$4,416/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,558/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,737
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,404
−HK$2,709/mo
Today · 4.125%
HK$91,113
baseline
▲ 0.50% · 4.625%
HK$96,657
+HK$5,544/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,226/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,381
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$97,939
−HK$2,596/mo
Today · 4.125%
HK$100,535
baseline
▲ 0.50% · 4.625%
HK$105,834
+HK$5,299/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,070/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,026
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,138
−HK$3,161/mo
Today · 4.125%
HK$106,299
baseline
▲ 0.50% · 4.625%
HK$112,767
+HK$6,468/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,598/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,278
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,263
−HK$3,027/mo
Today · 4.125%
HK$117,290
baseline
▲ 0.50% · 4.625%
HK$123,473
+HK$6,183/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,580/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,605
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,606
−HK$4,064/mo
Today · 4.125%
HK$136,670
baseline
▲ 0.50% · 4.625%
HK$144,986
+HK$8,316/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$273,340/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,072
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,909
−HK$3,893/mo
Today · 4.125%
HK$150,802
baseline
▲ 0.50% · 4.625%
HK$158,751
+HK$7,949/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$301,604/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,654 · Scale 2, in force from 26 Feb 2026)