LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,448
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,671
−HK$2,258/mo
Today · 4.125%
HK$75,929
baseline
▲ 0.50% · 4.625%
HK$80,549
+HK$4,620/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,858/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,486
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,617
−HK$2,163/mo
Today · 4.125%
HK$83,780
baseline
▲ 0.50% · 4.625%
HK$88,196
+HK$4,416/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,560/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,738
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$88,405
−HK$2,710/mo
Today · 4.125%
HK$91,115
baseline
▲ 0.50% · 4.625%
HK$96,659
+HK$5,544/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,230/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,383
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,941
−HK$2,595/mo
Today · 4.125%
HK$100,536
baseline
▲ 0.50% · 4.625%
HK$105,835
+HK$5,299/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,072/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,028
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,139
−HK$3,161/mo
Today · 4.125%
HK$106,300
baseline
▲ 0.50% · 4.625%
HK$112,768
+HK$6,468/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,600/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,280
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,264
−HK$3,028/mo
Today · 4.125%
HK$117,292
baseline
▲ 0.50% · 4.625%
HK$123,475
+HK$6,183/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,584/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,607
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,607
−HK$4,065/mo
Today · 4.125%
HK$136,672
baseline
▲ 0.50% · 4.625%
HK$144,988
+HK$8,316/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$273,344/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,074
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,911
−HK$3,893/mo
Today · 4.125%
HK$150,804
baseline
▲ 0.50% · 4.625%
HK$158,753
+HK$7,949/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$301,608/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,331,673 · Scale 2, in force from 26 Feb 2026)