LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,466
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,689
−HK$2,258/mo
Today · 4.125%
HK$75,947
baseline
▲ 0.50% · 4.625%
HK$80,569
+HK$4,622/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,894/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,505
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,637
−HK$2,164/mo
Today · 4.125%
HK$83,801
baseline
▲ 0.50% · 4.625%
HK$88,218
+HK$4,417/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,602/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,759
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,427
−HK$2,710/mo
Today · 4.125%
HK$91,137
baseline
▲ 0.50% · 4.625%
HK$96,682
+HK$5,545/mo
Deposit HK$12.54M · loan HK$18.80M · min. income ≈ HK$182,274/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,406
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,965
−HK$2,596/mo
Today · 4.125%
HK$100,561
baseline
▲ 0.50% · 4.625%
HK$105,861
+HK$5,300/mo
Deposit HK$12.54M · loan HK$18.80M · min. income ≈ HK$201,122/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,052
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,165
−HK$3,161/mo
Today · 4.125%
HK$106,326
baseline
▲ 0.50% · 4.625%
HK$112,796
+HK$6,470/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$212,652/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,307
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,292
−HK$3,029/mo
Today · 4.125%
HK$117,321
baseline
▲ 0.50% · 4.625%
HK$123,505
+HK$6,184/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$234,642/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,639
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$132,640
−HK$4,065/mo
Today · 4.125%
HK$136,705
baseline
▲ 0.50% · 4.625%
HK$145,024
+HK$8,319/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$273,410/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,109
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$146,947
−HK$3,894/mo
Today · 4.125%
HK$150,841
baseline
▲ 0.50% · 4.625%
HK$158,792
+HK$7,951/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$301,682/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,001 · Scale 2, in force from 26 Feb 2026)