LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,473
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,697
−HK$2,258/mo
Today · 4.125%
HK$75,955
baseline
▲ 0.50% · 4.625%
HK$80,577
+HK$4,622/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,910/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,513
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,646
−HK$2,163/mo
Today · 4.125%
HK$83,809
baseline
▲ 0.50% · 4.625%
HK$88,227
+HK$4,418/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,618/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,768
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,436
−HK$2,710/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$96,692
+HK$5,546/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,416
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,975
−HK$2,596/mo
Today · 4.125%
HK$100,571
baseline
▲ 0.50% · 4.625%
HK$105,872
+HK$5,301/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$201,142/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,063
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,175
−HK$3,162/mo
Today · 4.125%
HK$106,337
baseline
▲ 0.50% · 4.625%
HK$112,808
+HK$6,471/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$212,674/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,319
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,304
−HK$3,029/mo
Today · 4.125%
HK$117,333
baseline
▲ 0.50% · 4.625%
HK$123,518
+HK$6,185/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$234,666/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,652
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,654
−HK$4,066/mo
Today · 4.125%
HK$136,720
baseline
▲ 0.50% · 4.625%
HK$145,039
+HK$8,319/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$273,440/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,124
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$146,962
−HK$3,895/mo
Today · 4.125%
HK$150,857
baseline
▲ 0.50% · 4.625%
HK$158,808
+HK$7,951/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$301,714/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,138 · Scale 2, in force from 26 Feb 2026)