LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,474
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,697
−HK$2,259/mo
Today · 4.125%
HK$75,956
baseline
▲ 0.50% · 4.625%
HK$80,578
+HK$4,622/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,912/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,514
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,647
−HK$2,163/mo
Today · 4.125%
HK$83,810
baseline
▲ 0.50% · 4.625%
HK$88,228
+HK$4,418/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,620/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,769
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,437
−HK$2,710/mo
Today · 4.125%
HK$91,147
baseline
▲ 0.50% · 4.625%
HK$96,693
+HK$5,546/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$182,294/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,417
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,976
−HK$2,596/mo
Today · 4.125%
HK$100,572
baseline
▲ 0.50% · 4.625%
HK$105,873
+HK$5,301/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$201,144/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,064
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,176
−HK$3,162/mo
Today · 4.125%
HK$106,338
baseline
▲ 0.50% · 4.625%
HK$112,809
+HK$6,471/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$212,676/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,320
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,305
−HK$3,029/mo
Today · 4.125%
HK$117,334
baseline
▲ 0.50% · 4.625%
HK$123,519
+HK$6,185/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$234,668/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,653
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,655
−HK$4,066/mo
Today · 4.125%
HK$136,721
baseline
▲ 0.50% · 4.625%
HK$145,040
+HK$8,319/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$273,442/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,125
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$146,964
−HK$3,894/mo
Today · 4.125%
HK$150,858
baseline
▲ 0.50% · 4.625%
HK$158,810
+HK$7,952/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$301,716/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,151 · Scale 2, in force from 26 Feb 2026)