LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,476
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,699
−HK$2,259/mo
Today · 4.125%
HK$75,958
baseline
▲ 0.50% · 4.625%
HK$80,580
+HK$4,622/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$151,916/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,516
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,649
−HK$2,163/mo
Today · 4.125%
HK$83,812
baseline
▲ 0.50% · 4.625%
HK$88,230
+HK$4,418/mo
Deposit HK$15.67M · loan HK$15.67M · min. income ≈ HK$167,624/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,771
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,439
−HK$2,711/mo
Today · 4.125%
HK$91,150
baseline
▲ 0.50% · 4.625%
HK$96,696
+HK$5,546/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$182,300/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,420
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,979
−HK$2,596/mo
Today · 4.125%
HK$100,575
baseline
▲ 0.50% · 4.625%
HK$105,876
+HK$5,301/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$201,150/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,066
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,179
−HK$3,162/mo
Today · 4.125%
HK$106,341
baseline
▲ 0.50% · 4.625%
HK$112,812
+HK$6,471/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$212,682/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,323
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,309
−HK$3,028/mo
Today · 4.125%
HK$117,337
baseline
▲ 0.50% · 4.625%
HK$123,522
+HK$6,185/mo
Deposit HK$9.40M · loan HK$21.94M · min. income ≈ HK$234,674/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,657
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,659
−HK$4,066/mo
Today · 4.125%
HK$136,725
baseline
▲ 0.50% · 4.625%
HK$145,044
+HK$8,319/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$273,450/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,129
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$146,968
−HK$3,894/mo
Today · 4.125%
HK$150,862
baseline
▲ 0.50% · 4.625%
HK$158,814
+HK$7,952/mo
Deposit HK$3.13M · loan HK$28.21M · min. income ≈ HK$301,724/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,189 · Scale 2, in force from 26 Feb 2026)