LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,499
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,723
−HK$2,259/mo
Today · 4.125%
HK$75,982
baseline
▲ 0.50% · 4.625%
HK$80,606
+HK$4,624/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$151,964/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,542
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,675
−HK$2,164/mo
Today · 4.125%
HK$83,839
baseline
▲ 0.50% · 4.625%
HK$88,258
+HK$4,419/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$167,678/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,799
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$88,467
−HK$2,712/mo
Today · 4.125%
HK$91,179
baseline
▲ 0.50% · 4.625%
HK$96,727
+HK$5,548/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$182,358/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,450
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,010
−HK$2,597/mo
Today · 4.125%
HK$100,607
baseline
▲ 0.50% · 4.625%
HK$105,910
+HK$5,303/mo
Deposit HK$12.54M · loan HK$18.81M · min. income ≈ HK$201,214/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,098
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,212
−HK$3,163/mo
Today · 4.125%
HK$106,375
baseline
▲ 0.50% · 4.625%
HK$112,848
+HK$6,473/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$212,750/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,359
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,345
−HK$3,030/mo
Today · 4.125%
HK$117,375
baseline
▲ 0.50% · 4.625%
HK$123,562
+HK$6,187/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$234,750/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,698
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$132,701
−HK$4,067/mo
Today · 4.125%
HK$136,768
baseline
▲ 0.50% · 4.625%
HK$145,091
+HK$8,323/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$273,536/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,175
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,015
−HK$3,896/mo
Today · 4.125%
HK$150,911
baseline
▲ 0.50% · 4.625%
HK$158,865
+HK$7,954/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$301,822/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,615 · Scale 2, in force from 26 Feb 2026)