LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,505
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,730
−HK$2,259/mo
Today · 4.125%
HK$75,989
baseline
▲ 0.50% · 4.625%
HK$80,613
+HK$4,624/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$151,978/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,549
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,682
−HK$2,165/mo
Today · 4.125%
HK$83,847
baseline
▲ 0.50% · 4.625%
HK$88,266
+HK$4,419/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$167,694/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,806
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,476
−HK$2,711/mo
Today · 4.125%
HK$91,187
baseline
▲ 0.50% · 4.625%
HK$96,736
+HK$5,549/mo
Deposit HK$12.54M · loan HK$18.82M · min. income ≈ HK$182,374/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,459
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,019
−HK$2,597/mo
Today · 4.125%
HK$100,616
baseline
▲ 0.50% · 4.625%
HK$105,920
+HK$5,304/mo
Deposit HK$12.54M · loan HK$18.82M · min. income ≈ HK$201,232/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,108
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,221
−HK$3,164/mo
Today · 4.125%
HK$106,385
baseline
▲ 0.50% · 4.625%
HK$112,858
+HK$6,473/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$212,770/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,369
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,355
−HK$3,031/mo
Today · 4.125%
HK$117,386
baseline
▲ 0.50% · 4.625%
HK$123,573
+HK$6,187/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$234,772/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,710
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,713
−HK$4,068/mo
Today · 4.125%
HK$136,781
baseline
▲ 0.50% · 4.625%
HK$145,104
+HK$8,323/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$273,562/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,188
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,028
−HK$3,896/mo
Today · 4.125%
HK$150,924
baseline
▲ 0.50% · 4.625%
HK$158,880
+HK$7,956/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$301,848/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,736 · Scale 2, in force from 26 Feb 2026)