LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,511
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,735
−HK$2,260/mo
Today · 4.125%
HK$75,995
baseline
▲ 0.50% · 4.625%
HK$80,619
+HK$4,624/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$151,990/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,555
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,689
−HK$2,164/mo
Today · 4.125%
HK$83,853
baseline
▲ 0.50% · 4.625%
HK$88,273
+HK$4,420/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$167,706/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,813
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,482
−HK$2,712/mo
Today · 4.125%
HK$91,194
baseline
▲ 0.50% · 4.625%
HK$96,743
+HK$5,549/mo
Deposit HK$12.54M · loan HK$18.82M · min. income ≈ HK$182,388/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,466
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,026
−HK$2,598/mo
Today · 4.125%
HK$100,624
baseline
▲ 0.50% · 4.625%
HK$105,928
+HK$5,304/mo
Deposit HK$12.54M · loan HK$18.82M · min. income ≈ HK$201,248/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,115
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$103,229
−HK$3,164/mo
Today · 4.125%
HK$106,393
baseline
▲ 0.50% · 4.625%
HK$112,867
+HK$6,474/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$212,786/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,377
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,364
−HK$3,030/mo
Today · 4.125%
HK$117,394
baseline
▲ 0.50% · 4.625%
HK$123,582
+HK$6,188/mo
Deposit HK$9.41M · loan HK$21.95M · min. income ≈ HK$234,788/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,719
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$132,723
−HK$4,068/mo
Today · 4.125%
HK$136,791
baseline
▲ 0.50% · 4.625%
HK$145,115
+HK$8,324/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$273,582/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,199
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,040
−HK$3,896/mo
Today · 4.125%
HK$150,936
baseline
▲ 0.50% · 4.625%
HK$158,892
+HK$7,956/mo
Deposit HK$3.14M · loan HK$28.22M · min. income ≈ HK$301,872/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,332,836 · Scale 2, in force from 26 Feb 2026)