LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,527
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,752
−HK$2,261/mo
Today · 4.125%
HK$76,013
baseline
▲ 0.50% · 4.625%
HK$80,638
+HK$4,625/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$152,026/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,574
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,708
−HK$2,165/mo
Today · 4.125%
HK$83,873
baseline
▲ 0.50% · 4.625%
HK$88,294
+HK$4,421/mo
Deposit HK$15.68M · loan HK$15.68M · min. income ≈ HK$167,746/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,833
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,503
−HK$2,712/mo
Today · 4.125%
HK$91,215
baseline
▲ 0.50% · 4.625%
HK$96,766
+HK$5,551/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$182,430/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,488
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,049
−HK$2,598/mo
Today · 4.125%
HK$100,647
baseline
▲ 0.50% · 4.625%
HK$105,952
+HK$5,305/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$201,294/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,138
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,253
−HK$3,165/mo
Today · 4.125%
HK$106,418
baseline
▲ 0.50% · 4.625%
HK$112,893
+HK$6,475/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,836/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,403
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,391
−HK$3,031/mo
Today · 4.125%
HK$117,422
baseline
▲ 0.50% · 4.625%
HK$123,611
+HK$6,189/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,844/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,749
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$132,754
−HK$4,069/mo
Today · 4.125%
HK$136,823
baseline
▲ 0.50% · 4.625%
HK$145,148
+HK$8,325/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$273,646/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,232
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,074
−HK$3,897/mo
Today · 4.125%
HK$150,971
baseline
▲ 0.50% · 4.625%
HK$158,929
+HK$7,958/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$301,942/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,147 · Scale 2, in force from 26 Feb 2026)