LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,532
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,757
−HK$2,261/mo
Today · 4.125%
HK$76,018
baseline
▲ 0.50% · 4.625%
HK$80,644
+HK$4,626/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,036/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,579
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,713
−HK$2,166/mo
Today · 4.125%
HK$83,879
baseline
▲ 0.50% · 4.625%
HK$88,300
+HK$4,421/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,758/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,839
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,509
−HK$2,713/mo
Today · 4.125%
HK$91,222
baseline
▲ 0.50% · 4.625%
HK$96,772
+HK$5,550/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$182,444/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,495
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,056
−HK$2,598/mo
Today · 4.125%
HK$100,654
baseline
▲ 0.50% · 4.625%
HK$105,960
+HK$5,306/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$201,308/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,145
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,260
−HK$3,165/mo
Today · 4.125%
HK$106,425
baseline
▲ 0.50% · 4.625%
HK$112,901
+HK$6,476/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,850/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,411
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,399
−HK$3,031/mo
Today · 4.125%
HK$117,430
baseline
▲ 0.50% · 4.625%
HK$123,620
+HK$6,190/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,860/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,758
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,763
−HK$4,070/mo
Today · 4.125%
HK$136,833
baseline
▲ 0.50% · 4.625%
HK$145,159
+HK$8,326/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$273,666/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,242
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,084
−HK$3,897/mo
Today · 4.125%
HK$150,981
baseline
▲ 0.50% · 4.625%
HK$158,940
+HK$7,959/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$301,962/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,240 · Scale 2, in force from 26 Feb 2026)