LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,533
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,758
−HK$2,261/mo
Today · 4.125%
HK$76,019
baseline
▲ 0.50% · 4.625%
HK$80,645
+HK$4,626/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,038/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,580
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,714
−HK$2,165/mo
Today · 4.125%
HK$83,879
baseline
▲ 0.50% · 4.625%
HK$88,301
+HK$4,422/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,758/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,840
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,510
−HK$2,713/mo
Today · 4.125%
HK$91,223
baseline
▲ 0.50% · 4.625%
HK$96,773
+HK$5,550/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$182,446/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,496
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,057
−HK$2,598/mo
Today · 4.125%
HK$100,655
baseline
▲ 0.50% · 4.625%
HK$105,961
+HK$5,306/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$201,310/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,146
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,262
−HK$3,165/mo
Today · 4.125%
HK$106,427
baseline
▲ 0.50% · 4.625%
HK$112,902
+HK$6,475/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,854/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,412
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,400
−HK$3,031/mo
Today · 4.125%
HK$117,431
baseline
▲ 0.50% · 4.625%
HK$123,621
+HK$6,190/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,862/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,760
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$132,765
−HK$4,069/mo
Today · 4.125%
HK$136,834
baseline
▲ 0.50% · 4.625%
HK$145,160
+HK$8,326/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$273,668/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,244
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,086
−HK$3,897/mo
Today · 4.125%
HK$150,983
baseline
▲ 0.50% · 4.625%
HK$158,941
+HK$7,958/mo
Deposit HK$3.14M · loan HK$28.23M · min. income ≈ HK$301,966/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,254 · Scale 2, in force from 26 Feb 2026)