LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,541
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,766
−HK$2,261/mo
Today · 4.125%
HK$76,027
baseline
▲ 0.50% · 4.625%
HK$80,653
+HK$4,626/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,054/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,589
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,723
−HK$2,165/mo
Today · 4.125%
HK$83,888
baseline
▲ 0.50% · 4.625%
HK$88,310
+HK$4,422/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,776/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,849
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,519
−HK$2,714/mo
Today · 4.125%
HK$91,233
baseline
▲ 0.50% · 4.625%
HK$96,784
+HK$5,551/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$182,466/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,506
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,068
−HK$2,598/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$105,972
+HK$5,306/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,157
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,273
−HK$3,165/mo
Today · 4.125%
HK$106,438
baseline
▲ 0.50% · 4.625%
HK$112,914
+HK$6,476/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,876/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,424
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,412
−HK$3,032/mo
Today · 4.125%
HK$117,444
baseline
▲ 0.50% · 4.625%
HK$123,634
+HK$6,190/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,888/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,774
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,779
−HK$4,070/mo
Today · 4.125%
HK$136,849
baseline
▲ 0.50% · 4.625%
HK$145,176
+HK$8,327/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$273,698/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,259
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,101
−HK$3,898/mo
Today · 4.125%
HK$150,999
baseline
▲ 0.50% · 4.625%
HK$158,959
+HK$7,960/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$301,998/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,397 · Scale 2, in force from 26 Feb 2026)