LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,543
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,768
−HK$2,261/mo
Today · 4.125%
HK$76,029
baseline
▲ 0.50% · 4.625%
HK$80,656
+HK$4,627/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,058/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,591
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,725
−HK$2,166/mo
Today · 4.125%
HK$83,891
baseline
▲ 0.50% · 4.625%
HK$88,313
+HK$4,422/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,782/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,852
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,522
−HK$2,713/mo
Today · 4.125%
HK$91,235
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$5,552/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$182,470/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,509
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,071
−HK$2,598/mo
Today · 4.125%
HK$100,669
baseline
▲ 0.50% · 4.625%
HK$105,976
+HK$5,307/mo
Deposit HK$12.55M · loan HK$18.82M · min. income ≈ HK$201,338/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,160
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,276
−HK$3,165/mo
Today · 4.125%
HK$106,441
baseline
▲ 0.50% · 4.625%
HK$112,918
+HK$6,477/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,882/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,427
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,416
−HK$3,031/mo
Today · 4.125%
HK$117,447
baseline
▲ 0.50% · 4.625%
HK$123,638
+HK$6,191/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,894/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,777
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,783
−HK$4,070/mo
Today · 4.125%
HK$136,853
baseline
▲ 0.50% · 4.625%
HK$145,180
+HK$8,327/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$273,706/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,264
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,106
−HK$3,898/mo
Today · 4.125%
HK$151,004
baseline
▲ 0.50% · 4.625%
HK$158,963
+HK$7,959/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$302,008/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,437 · Scale 2, in force from 26 Feb 2026)