LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,544
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,769
−HK$2,261/mo
Today · 4.125%
HK$76,030
baseline
▲ 0.50% · 4.625%
HK$80,657
+HK$4,627/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,060/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,592
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,727
−HK$2,165/mo
Today · 4.125%
HK$83,892
baseline
▲ 0.50% · 4.625%
HK$88,314
+HK$4,422/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,784/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,853
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,523
−HK$2,713/mo
Today · 4.125%
HK$91,236
baseline
▲ 0.50% · 4.625%
HK$96,788
+HK$5,552/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$182,472/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,510
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,072
−HK$2,598/mo
Today · 4.125%
HK$100,670
baseline
▲ 0.50% · 4.625%
HK$105,977
+HK$5,307/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$201,340/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,162
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,277
−HK$3,166/mo
Today · 4.125%
HK$106,443
baseline
▲ 0.50% · 4.625%
HK$112,919
+HK$6,476/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$212,886/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,429
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,417
−HK$3,032/mo
Today · 4.125%
HK$117,449
baseline
▲ 0.50% · 4.625%
HK$123,640
+HK$6,191/mo
Deposit HK$9.41M · loan HK$21.96M · min. income ≈ HK$234,898/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,779
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,785
−HK$4,070/mo
Today · 4.125%
HK$136,855
baseline
▲ 0.50% · 4.625%
HK$145,182
+HK$8,327/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$273,710/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,266
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,108
−HK$3,898/mo
Today · 4.125%
HK$151,006
baseline
▲ 0.50% · 4.625%
HK$158,965
+HK$7,959/mo
Deposit HK$3.14M · loan HK$28.24M · min. income ≈ HK$302,012/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,455 · Scale 2, in force from 26 Feb 2026)