LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,564
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,790
−HK$2,262/mo
Today · 4.125%
HK$76,052
baseline
▲ 0.50% · 4.625%
HK$80,679
+HK$4,627/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,104/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,614
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,750
−HK$2,166/mo
Today · 4.125%
HK$83,916
baseline
▲ 0.50% · 4.625%
HK$88,339
+HK$4,423/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,832/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,877
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,548
−HK$2,714/mo
Today · 4.125%
HK$91,262
baseline
▲ 0.50% · 4.625%
HK$96,815
+HK$5,553/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$182,524/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,537
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$98,099
−HK$2,600/mo
Today · 4.125%
HK$100,699
baseline
▲ 0.50% · 4.625%
HK$106,007
+HK$5,308/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$201,398/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,190
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$103,306
−HK$3,166/mo
Today · 4.125%
HK$106,472
baseline
▲ 0.50% · 4.625%
HK$112,951
+HK$6,479/mo
Deposit HK$9.42M · loan HK$21.97M · min. income ≈ HK$212,944/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,460
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$114,449
−HK$3,033/mo
Today · 4.125%
HK$117,482
baseline
▲ 0.50% · 4.625%
HK$123,674
+HK$6,192/mo
Deposit HK$9.42M · loan HK$21.97M · min. income ≈ HK$234,964/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,815
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,822
−HK$4,071/mo
Today · 4.125%
HK$136,893
baseline
▲ 0.50% · 4.625%
HK$145,223
+HK$8,330/mo
Deposit HK$3.14M · loan HK$28.25M · min. income ≈ HK$273,786/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,306
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,149
−HK$3,899/mo
Today · 4.125%
HK$151,048
baseline
▲ 0.50% · 4.625%
HK$159,010
+HK$7,962/mo
Deposit HK$3.14M · loan HK$28.25M · min. income ≈ HK$302,096/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,830 · Scale 2, in force from 26 Feb 2026)