LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,567
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,793
−HK$2,262/mo
Today · 4.125%
HK$76,055
baseline
▲ 0.50% · 4.625%
HK$80,682
+HK$4,627/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$152,110/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,617
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,752
−HK$2,167/mo
Today · 4.125%
HK$83,919
baseline
▲ 0.50% · 4.625%
HK$88,342
+HK$4,423/mo
Deposit HK$15.69M · loan HK$15.69M · min. income ≈ HK$167,838/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,880
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$88,551
−HK$2,714/mo
Today · 4.125%
HK$91,265
baseline
▲ 0.50% · 4.625%
HK$96,819
+HK$5,554/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$182,530/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,541
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,103
−HK$2,599/mo
Today · 4.125%
HK$100,702
baseline
▲ 0.50% · 4.625%
HK$106,011
+HK$5,309/mo
Deposit HK$12.55M · loan HK$18.83M · min. income ≈ HK$201,404/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,193
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$103,310
−HK$3,166/mo
Today · 4.125%
HK$106,476
baseline
▲ 0.50% · 4.625%
HK$112,955
+HK$6,479/mo
Deposit HK$9.42M · loan HK$21.97M · min. income ≈ HK$212,952/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,464
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$114,453
−HK$3,033/mo
Today · 4.125%
HK$117,486
baseline
▲ 0.50% · 4.625%
HK$123,679
+HK$6,193/mo
Deposit HK$9.42M · loan HK$21.97M · min. income ≈ HK$234,972/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,820
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,827
−HK$4,071/mo
Today · 4.125%
HK$136,898
baseline
▲ 0.50% · 4.625%
HK$145,228
+HK$8,330/mo
Deposit HK$3.14M · loan HK$28.25M · min. income ≈ HK$273,796/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,311
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,154
−HK$3,900/mo
Today · 4.125%
HK$151,054
baseline
▲ 0.50% · 4.625%
HK$159,016
+HK$7,962/mo
Deposit HK$3.14M · loan HK$28.25M · min. income ≈ HK$302,108/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,333,878 · Scale 2, in force from 26 Feb 2026)