LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,601
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,829
−HK$2,263/mo
Today · 4.125%
HK$76,092
baseline
▲ 0.50% · 4.625%
HK$80,721
+HK$4,629/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$152,184/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,656
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,792
−HK$2,167/mo
Today · 4.125%
HK$83,959
baseline
▲ 0.50% · 4.625%
HK$88,385
+HK$4,426/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$167,918/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,922
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,594
−HK$2,716/mo
Today · 4.125%
HK$91,310
baseline
▲ 0.50% · 4.625%
HK$96,866
+HK$5,556/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$182,620/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,587
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$98,151
−HK$2,600/mo
Today · 4.125%
HK$100,751
baseline
▲ 0.50% · 4.625%
HK$106,062
+HK$5,311/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$201,502/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,242
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,360
−HK$3,168/mo
Today · 4.125%
HK$106,528
baseline
▲ 0.50% · 4.625%
HK$113,010
+HK$6,482/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$213,056/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,518
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,509
−HK$3,034/mo
Today · 4.125%
HK$117,543
baseline
▲ 0.50% · 4.625%
HK$123,739
+HK$6,196/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$235,086/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,883
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,892
−HK$4,073/mo
Today · 4.125%
HK$136,965
baseline
▲ 0.50% · 4.625%
HK$145,299
+HK$8,334/mo
Deposit HK$3.14M · loan HK$28.26M · min. income ≈ HK$273,930/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,381
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,226
−HK$3,901/mo
Today · 4.125%
HK$151,127
baseline
▲ 0.50% · 4.625%
HK$159,093
+HK$7,966/mo
Deposit HK$3.14M · loan HK$28.26M · min. income ≈ HK$302,254/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,334,527 · Scale 2, in force from 26 Feb 2026)