LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,605
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,833
−HK$2,263/mo
Today · 4.125%
HK$76,096
baseline
▲ 0.50% · 4.625%
HK$80,726
+HK$4,630/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$152,192/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,660
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,797
−HK$2,167/mo
Today · 4.125%
HK$83,964
baseline
▲ 0.50% · 4.625%
HK$88,390
+HK$4,426/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$167,928/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,927
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,599
−HK$2,716/mo
Today · 4.125%
HK$91,315
baseline
▲ 0.50% · 4.625%
HK$96,871
+HK$5,556/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$182,630/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,592
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,156
−HK$2,601/mo
Today · 4.125%
HK$100,757
baseline
▲ 0.50% · 4.625%
HK$106,068
+HK$5,311/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$201,514/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,248
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,366
−HK$3,168/mo
Today · 4.125%
HK$106,534
baseline
▲ 0.50% · 4.625%
HK$113,016
+HK$6,482/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$213,068/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,524
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,515
−HK$3,035/mo
Today · 4.125%
HK$117,550
baseline
▲ 0.50% · 4.625%
HK$123,746
+HK$6,196/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$235,100/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,890
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,899
−HK$4,073/mo
Today · 4.125%
HK$136,972
baseline
▲ 0.50% · 4.625%
HK$145,307
+HK$8,335/mo
Deposit HK$3.14M · loan HK$28.26M · min. income ≈ HK$273,944/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,389
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,234
−HK$3,901/mo
Today · 4.125%
HK$151,135
baseline
▲ 0.50% · 4.625%
HK$159,102
+HK$7,967/mo
Deposit HK$3.14M · loan HK$28.26M · min. income ≈ HK$302,270/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$1,334,600 · Scale 2, in force from 26 Feb 2026)