LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,616
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,843
−HK$2,264/mo
Today · 4.125%
HK$76,107
baseline
▲ 0.50% · 4.625%
HK$80,738
+HK$4,631/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$152,214/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,672
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,808
−HK$2,168/mo
Today · 4.125%
HK$83,976
baseline
▲ 0.50% · 4.625%
HK$88,403
+HK$4,427/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$167,952/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,939
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,612
−HK$2,716/mo
Today · 4.125%
HK$91,328
baseline
▲ 0.50% · 4.625%
HK$96,885
+HK$5,557/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$182,656/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,606
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,170
−HK$2,601/mo
Today · 4.125%
HK$100,771
baseline
▲ 0.50% · 4.625%
HK$106,083
+HK$5,312/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$201,542/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,262
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,381
−HK$3,168/mo
Today · 4.125%
HK$106,549
baseline
▲ 0.50% · 4.625%
HK$113,033
+HK$6,484/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$213,098/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,540
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,532
−HK$3,035/mo
Today · 4.125%
HK$117,567
baseline
▲ 0.50% · 4.625%
HK$123,764
+HK$6,197/mo
Deposit HK$9.42M · loan HK$21.98M · min. income ≈ HK$235,134/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,908
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,918
−HK$4,074/mo
Today · 4.125%
HK$136,992
baseline
▲ 0.50% · 4.625%
HK$145,328
+HK$8,336/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$273,984/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,409
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,255
−HK$3,902/mo
Today · 4.125%
HK$151,157
baseline
▲ 0.50% · 4.625%
HK$159,125
+HK$7,968/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$302,314/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,334,792 · Scale 2, in force from 26 Feb 2026)