LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,619
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,847
−HK$2,263/mo
Today · 4.125%
HK$76,110
baseline
▲ 0.50% · 4.625%
HK$80,741
+HK$4,631/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$152,220/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,675
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,812
−HK$2,168/mo
Today · 4.125%
HK$83,980
baseline
▲ 0.50% · 4.625%
HK$88,407
+HK$4,427/mo
Deposit HK$15.70M · loan HK$15.70M · min. income ≈ HK$167,960/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,943
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,616
−HK$2,716/mo
Today · 4.125%
HK$91,332
baseline
▲ 0.50% · 4.625%
HK$96,890
+HK$5,558/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$182,664/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,610
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,175
−HK$2,601/mo
Today · 4.125%
HK$100,776
baseline
▲ 0.50% · 4.625%
HK$106,088
+HK$5,312/mo
Deposit HK$12.56M · loan HK$18.84M · min. income ≈ HK$201,552/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,267
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,385
−HK$3,169/mo
Today · 4.125%
HK$106,554
baseline
▲ 0.50% · 4.625%
HK$113,038
+HK$6,484/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$213,108/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,546
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,537
−HK$3,035/mo
Today · 4.125%
HK$117,572
baseline
▲ 0.50% · 4.625%
HK$123,769
+HK$6,197/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$235,144/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,914
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,924
−HK$4,074/mo
Today · 4.125%
HK$136,998
baseline
▲ 0.50% · 4.625%
HK$145,334
+HK$8,336/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$273,996/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,416
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,262
−HK$3,902/mo
Today · 4.125%
HK$151,164
baseline
▲ 0.50% · 4.625%
HK$159,132
+HK$7,968/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$302,328/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,334,853 · Scale 2, in force from 26 Feb 2026)