LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,630
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,858
−HK$2,263/mo
Today · 4.125%
HK$76,121
baseline
▲ 0.50% · 4.625%
HK$80,753
+HK$4,632/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,242/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,687
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,824
−HK$2,168/mo
Today · 4.125%
HK$83,992
baseline
▲ 0.50% · 4.625%
HK$88,420
+HK$4,428/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$167,984/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,955
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,629
−HK$2,717/mo
Today · 4.125%
HK$91,346
baseline
▲ 0.50% · 4.625%
HK$96,904
+HK$5,558/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,692/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,625
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,189
−HK$2,602/mo
Today · 4.125%
HK$100,791
baseline
▲ 0.50% · 4.625%
HK$106,104
+HK$5,313/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,582/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,281
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,401
−HK$3,169/mo
Today · 4.125%
HK$106,570
baseline
▲ 0.50% · 4.625%
HK$113,054
+HK$6,484/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$213,140/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,562
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,554
−HK$3,035/mo
Today · 4.125%
HK$117,589
baseline
▲ 0.50% · 4.625%
HK$123,788
+HK$6,199/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$235,178/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,933
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,944
−HK$4,074/mo
Today · 4.125%
HK$137,018
baseline
▲ 0.50% · 4.625%
HK$145,356
+HK$8,338/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$274,036/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,437
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$147,284
−HK$3,902/mo
Today · 4.125%
HK$151,186
baseline
▲ 0.50% · 4.625%
HK$159,156
+HK$7,970/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$302,372/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,050 · Scale 2, in force from 26 Feb 2026)