LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,631
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,859
−HK$2,264/mo
Today · 4.125%
HK$76,123
baseline
▲ 0.50% · 4.625%
HK$80,755
+HK$4,632/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,246/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,689
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,826
−HK$2,168/mo
Today · 4.125%
HK$83,994
baseline
▲ 0.50% · 4.625%
HK$88,422
+HK$4,428/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$167,988/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,957
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,631
−HK$2,717/mo
Today · 4.125%
HK$91,348
baseline
▲ 0.50% · 4.625%
HK$96,906
+HK$5,558/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,696/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,627
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$98,191
−HK$2,602/mo
Today · 4.125%
HK$100,793
baseline
▲ 0.50% · 4.625%
HK$106,106
+HK$5,313/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,586/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,284
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$103,403
−HK$3,169/mo
Today · 4.125%
HK$106,572
baseline
▲ 0.50% · 4.625%
HK$113,057
+HK$6,485/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$213,144/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,564
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,557
−HK$3,035/mo
Today · 4.125%
HK$117,592
baseline
▲ 0.50% · 4.625%
HK$123,790
+HK$6,198/mo
Deposit HK$9.42M · loan HK$21.99M · min. income ≈ HK$235,184/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,936
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,947
−HK$4,074/mo
Today · 4.125%
HK$137,021
baseline
▲ 0.50% · 4.625%
HK$145,359
+HK$8,338/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$274,042/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,440
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,287
−HK$3,903/mo
Today · 4.125%
HK$151,190
baseline
▲ 0.50% · 4.625%
HK$159,159
+HK$7,969/mo
Deposit HK$3.14M · loan HK$28.27M · min. income ≈ HK$302,380/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,080 · Scale 2, in force from 26 Feb 2026)