LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,641
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,870
−HK$2,264/mo
Today · 4.125%
HK$76,134
baseline
▲ 0.50% · 4.625%
HK$80,766
+HK$4,632/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,268/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,700
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,838
−HK$2,168/mo
Today · 4.125%
HK$84,006
baseline
▲ 0.50% · 4.625%
HK$88,434
+HK$4,428/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,012/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,969
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,644
−HK$2,717/mo
Today · 4.125%
HK$91,361
baseline
▲ 0.50% · 4.625%
HK$96,920
+HK$5,559/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,722/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,640
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,205
−HK$2,602/mo
Today · 4.125%
HK$100,807
baseline
▲ 0.50% · 4.625%
HK$106,121
+HK$5,314/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,614/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,298
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,418
−HK$3,169/mo
Today · 4.125%
HK$106,587
baseline
▲ 0.50% · 4.625%
HK$113,073
+HK$6,486/mo
Deposit HK$9.43M · loan HK$21.99M · min. income ≈ HK$213,174/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,580
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,573
−HK$3,036/mo
Today · 4.125%
HK$117,609
baseline
▲ 0.50% · 4.625%
HK$123,808
+HK$6,199/mo
Deposit HK$9.43M · loan HK$21.99M · min. income ≈ HK$235,218/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,954
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$132,965
−HK$4,076/mo
Today · 4.125%
HK$137,041
baseline
▲ 0.50% · 4.625%
HK$145,379
+HK$8,338/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,082/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,460
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$147,308
−HK$3,903/mo
Today · 4.125%
HK$151,211
baseline
▲ 0.50% · 4.625%
HK$159,182
+HK$7,971/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,422/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,268 · Scale 2, in force from 26 Feb 2026)