LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,651
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,879
−HK$2,265/mo
Today · 4.125%
HK$76,144
baseline
▲ 0.50% · 4.625%
HK$80,777
+HK$4,633/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,288/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,711
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,849
−HK$2,168/mo
Today · 4.125%
HK$84,017
baseline
▲ 0.50% · 4.625%
HK$88,446
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,034/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,981
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,655
−HK$2,718/mo
Today · 4.125%
HK$91,373
baseline
▲ 0.50% · 4.625%
HK$96,932
+HK$5,559/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,746/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,653
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,218
−HK$2,603/mo
Today · 4.125%
HK$100,821
baseline
▲ 0.50% · 4.625%
HK$106,135
+HK$5,314/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,642/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,311
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$103,431
−HK$3,170/mo
Today · 4.125%
HK$106,601
baseline
▲ 0.50% · 4.625%
HK$113,088
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,202/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,595
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,588
−HK$3,036/mo
Today · 4.125%
HK$117,624
baseline
▲ 0.50% · 4.625%
HK$123,824
+HK$6,200/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,248/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,971
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,983
−HK$4,076/mo
Today · 4.125%
HK$137,059
baseline
▲ 0.50% · 4.625%
HK$145,399
+HK$8,340/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,118/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,479
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,327
−HK$3,904/mo
Today · 4.125%
HK$151,231
baseline
▲ 0.50% · 4.625%
HK$159,203
+HK$7,972/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,462/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,445 · Scale 2, in force from 26 Feb 2026)