LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,651
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,880
−HK$2,264/mo
Today · 4.125%
HK$76,144
baseline
▲ 0.50% · 4.625%
HK$80,778
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,288/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,711
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,849
−HK$2,169/mo
Today · 4.125%
HK$84,018
baseline
▲ 0.50% · 4.625%
HK$88,447
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,036/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,982
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,656
−HK$2,717/mo
Today · 4.125%
HK$91,373
baseline
▲ 0.50% · 4.625%
HK$96,933
+HK$5,560/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,746/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,654
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,219
−HK$2,603/mo
Today · 4.125%
HK$100,822
baseline
▲ 0.50% · 4.625%
HK$106,136
+HK$5,314/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,644/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,312
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$103,432
−HK$3,170/mo
Today · 4.125%
HK$106,602
baseline
▲ 0.50% · 4.625%
HK$113,089
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,204/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,596
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,589
−HK$3,036/mo
Today · 4.125%
HK$117,625
baseline
▲ 0.50% · 4.625%
HK$123,825
+HK$6,200/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,250/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,972
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,984
−HK$4,076/mo
Today · 4.125%
HK$137,060
baseline
▲ 0.50% · 4.625%
HK$145,400
+HK$8,340/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,120/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,480
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,329
−HK$3,903/mo
Today · 4.125%
HK$151,232
baseline
▲ 0.50% · 4.625%
HK$159,204
+HK$7,972/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,464/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,456 · Scale 2, in force from 26 Feb 2026)