LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,656
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,885
−HK$2,265/mo
Today · 4.125%
HK$76,150
baseline
▲ 0.50% · 4.625%
HK$80,783
+HK$4,633/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,300/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,717
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,855
−HK$2,169/mo
Today · 4.125%
HK$84,024
baseline
▲ 0.50% · 4.625%
HK$88,453
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,048/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,988
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,662
−HK$2,718/mo
Today · 4.125%
HK$91,380
baseline
▲ 0.50% · 4.625%
HK$96,940
+HK$5,560/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,760/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,660
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$2,603/mo
Today · 4.125%
HK$100,829
baseline
▲ 0.50% · 4.625%
HK$106,143
+HK$5,314/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,658/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,319
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,439
−HK$3,171/mo
Today · 4.125%
HK$106,610
baseline
▲ 0.50% · 4.625%
HK$113,097
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,220/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,604
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,597
−HK$3,036/mo
Today · 4.125%
HK$117,633
baseline
▲ 0.50% · 4.625%
HK$123,834
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,266/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,981
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$132,993
−HK$4,077/mo
Today · 4.125%
HK$137,070
baseline
▲ 0.50% · 4.625%
HK$145,410
+HK$8,340/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,140/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,491
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,339
−HK$3,904/mo
Today · 4.125%
HK$151,243
baseline
▲ 0.50% · 4.625%
HK$159,215
+HK$7,972/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,486/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,549 · Scale 2, in force from 26 Feb 2026)