LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,657
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,886
−HK$2,264/mo
Today · 4.125%
HK$76,150
baseline
▲ 0.50% · 4.625%
HK$80,784
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,300/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,717
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,855
−HK$2,169/mo
Today · 4.125%
HK$84,024
baseline
▲ 0.50% · 4.625%
HK$88,453
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,048/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,988
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,663
−HK$2,717/mo
Today · 4.125%
HK$91,380
baseline
▲ 0.50% · 4.625%
HK$96,940
+HK$5,560/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$182,760/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,661
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$2,603/mo
Today · 4.125%
HK$100,829
baseline
▲ 0.50% · 4.625%
HK$106,144
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.85M · min. income ≈ HK$201,658/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,319
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,440
−HK$3,170/mo
Today · 4.125%
HK$106,610
baseline
▲ 0.50% · 4.625%
HK$113,097
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,220/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,604
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,597
−HK$3,037/mo
Today · 4.125%
HK$117,634
baseline
▲ 0.50% · 4.625%
HK$123,834
+HK$6,200/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,268/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,982
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,994
−HK$4,076/mo
Today · 4.125%
HK$137,070
baseline
▲ 0.50% · 4.625%
HK$145,411
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,140/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,491
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,339
−HK$3,904/mo
Today · 4.125%
HK$151,243
baseline
▲ 0.50% · 4.625%
HK$159,216
+HK$7,973/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,486/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,554 · Scale 2, in force from 26 Feb 2026)