LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,658
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,887
−HK$2,265/mo
Today · 4.125%
HK$76,152
baseline
▲ 0.50% · 4.625%
HK$80,785
+HK$4,633/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,304/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,719
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,857
−HK$2,169/mo
Today · 4.125%
HK$84,026
baseline
▲ 0.50% · 4.625%
HK$88,455
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,052/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,990
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,665
−HK$2,717/mo
Today · 4.125%
HK$91,382
baseline
▲ 0.50% · 4.625%
HK$96,943
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,764/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,663
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,228
−HK$2,603/mo
Today · 4.125%
HK$100,831
baseline
▲ 0.50% · 4.625%
HK$106,146
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,662/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,322
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,442
−HK$3,171/mo
Today · 4.125%
HK$106,613
baseline
▲ 0.50% · 4.625%
HK$113,100
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,226/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,607
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,600
−HK$3,036/mo
Today · 4.125%
HK$117,636
baseline
▲ 0.50% · 4.625%
HK$123,837
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,272/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,985
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,997
−HK$4,076/mo
Today · 4.125%
HK$137,073
baseline
▲ 0.50% · 4.625%
HK$145,414
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,146/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,494
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,343
−HK$3,904/mo
Today · 4.125%
HK$151,247
baseline
▲ 0.50% · 4.625%
HK$159,219
+HK$7,972/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,494/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,585 · Scale 2, in force from 26 Feb 2026)