LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,659
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,888
−HK$2,265/mo
Today · 4.125%
HK$76,153
baseline
▲ 0.50% · 4.625%
HK$80,786
+HK$4,633/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,306/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,720
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,858
−HK$2,169/mo
Today · 4.125%
HK$84,027
baseline
▲ 0.50% · 4.625%
HK$88,456
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,054/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,991
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,665
−HK$2,718/mo
Today · 4.125%
HK$91,383
baseline
▲ 0.50% · 4.625%
HK$96,943
+HK$5,560/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,766/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,664
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,229
−HK$2,603/mo
Today · 4.125%
HK$100,832
baseline
▲ 0.50% · 4.625%
HK$106,147
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,664/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,322
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,443
−HK$3,171/mo
Today · 4.125%
HK$106,614
baseline
▲ 0.50% · 4.625%
HK$113,101
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,228/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,608
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,601
−HK$3,037/mo
Today · 4.125%
HK$117,638
baseline
▲ 0.50% · 4.625%
HK$123,838
+HK$6,200/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,276/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,986
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$132,998
−HK$4,077/mo
Today · 4.125%
HK$137,075
baseline
▲ 0.50% · 4.625%
HK$145,415
+HK$8,340/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,150/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,496
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,344
−HK$3,904/mo
Today · 4.125%
HK$151,248
baseline
▲ 0.50% · 4.625%
HK$159,221
+HK$7,973/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,496/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,597 · Scale 2, in force from 26 Feb 2026)