LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,661
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,890
−HK$2,265/mo
Today · 4.125%
HK$76,155
baseline
▲ 0.50% · 4.625%
HK$80,789
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,310/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,722
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,860
−HK$2,169/mo
Today · 4.125%
HK$84,029
baseline
▲ 0.50% · 4.625%
HK$88,458
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,058/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,993
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,668
−HK$2,718/mo
Today · 4.125%
HK$91,386
baseline
▲ 0.50% · 4.625%
HK$96,946
+HK$5,560/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,772/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,666
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,232
−HK$2,603/mo
Today · 4.125%
HK$100,835
baseline
▲ 0.50% · 4.625%
HK$106,150
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,670/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,325
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,446
−HK$3,171/mo
Today · 4.125%
HK$106,617
baseline
▲ 0.50% · 4.625%
HK$113,104
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,234/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,611
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,604
−HK$3,037/mo
Today · 4.125%
HK$117,641
baseline
▲ 0.50% · 4.625%
HK$123,842
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,282/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,990
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$133,002
−HK$4,076/mo
Today · 4.125%
HK$137,078
baseline
▲ 0.50% · 4.625%
HK$145,419
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$274,156/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,500
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,348
−HK$3,905/mo
Today · 4.125%
HK$151,253
baseline
▲ 0.50% · 4.625%
HK$159,225
+HK$7,972/mo
Deposit HK$3.14M · loan HK$28.28M · min. income ≈ HK$302,506/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,635 · Scale 2, in force from 26 Feb 2026)