LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,664
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,893
−HK$2,265/mo
Today · 4.125%
HK$76,158
baseline
▲ 0.50% · 4.625%
HK$80,792
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,316/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,725
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,863
−HK$2,169/mo
Today · 4.125%
HK$84,032
baseline
▲ 0.50% · 4.625%
HK$88,462
+HK$4,430/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,064/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,996
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,671
−HK$2,718/mo
Today · 4.125%
HK$91,389
baseline
▲ 0.50% · 4.625%
HK$96,950
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,778/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,670
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,236
−HK$2,603/mo
Today · 4.125%
HK$100,839
baseline
▲ 0.50% · 4.625%
HK$106,154
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,678/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,329
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,450
−HK$3,171/mo
Today · 4.125%
HK$106,621
baseline
▲ 0.50% · 4.625%
HK$113,108
+HK$6,487/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,242/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,615
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,608
−HK$3,037/mo
Today · 4.125%
HK$117,645
baseline
▲ 0.50% · 4.625%
HK$123,846
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,290/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,994
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,007
−HK$4,077/mo
Today · 4.125%
HK$137,084
baseline
▲ 0.50% · 4.625%
HK$145,425
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,168/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,505
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,354
−HK$3,904/mo
Today · 4.125%
HK$151,258
baseline
▲ 0.50% · 4.625%
HK$159,231
+HK$7,973/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,516/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,684 · Scale 2, in force from 26 Feb 2026)