LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,665
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,894
−HK$2,265/mo
Today · 4.125%
HK$76,159
baseline
▲ 0.50% · 4.625%
HK$80,793
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,318/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,726
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,864
−HK$2,170/mo
Today · 4.125%
HK$84,034
baseline
▲ 0.50% · 4.625%
HK$88,463
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,068/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,998
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,673
−HK$2,717/mo
Today · 4.125%
HK$91,390
baseline
▲ 0.50% · 4.625%
HK$96,951
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,780/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,671
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,237
−HK$2,603/mo
Today · 4.125%
HK$100,840
baseline
▲ 0.50% · 4.625%
HK$106,156
+HK$5,316/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,680/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,330
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,451
−HK$3,171/mo
Today · 4.125%
HK$106,622
baseline
▲ 0.50% · 4.625%
HK$113,110
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,244/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,617
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,610
−HK$3,037/mo
Today · 4.125%
HK$117,647
baseline
▲ 0.50% · 4.625%
HK$123,848
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,294/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,996
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,009
−HK$4,077/mo
Today · 4.125%
HK$137,086
baseline
▲ 0.50% · 4.625%
HK$145,427
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,172/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,507
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,356
−HK$3,904/mo
Today · 4.125%
HK$151,260
baseline
▲ 0.50% · 4.625%
HK$159,234
+HK$7,974/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,520/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,704 · Scale 2, in force from 26 Feb 2026)