LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,665
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,894
−HK$2,265/mo
Today · 4.125%
HK$76,159
baseline
▲ 0.50% · 4.625%
HK$80,793
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,318/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,727
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,865
−HK$2,169/mo
Today · 4.125%
HK$84,034
baseline
▲ 0.50% · 4.625%
HK$88,464
+HK$4,430/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,068/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,998
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,673
−HK$2,718/mo
Today · 4.125%
HK$91,391
baseline
▲ 0.50% · 4.625%
HK$96,952
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,782/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,672
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,238
−HK$2,603/mo
Today · 4.125%
HK$100,841
baseline
▲ 0.50% · 4.625%
HK$106,157
+HK$5,316/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,682/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,331
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,452
−HK$3,171/mo
Today · 4.125%
HK$106,623
baseline
▲ 0.50% · 4.625%
HK$113,111
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,246/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,618
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,611
−HK$3,037/mo
Today · 4.125%
HK$117,648
baseline
▲ 0.50% · 4.625%
HK$123,849
+HK$6,201/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,296/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,997
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,010
−HK$4,077/mo
Today · 4.125%
HK$137,087
baseline
▲ 0.50% · 4.625%
HK$145,428
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,174/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,508
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,357
−HK$3,905/mo
Today · 4.125%
HK$151,262
baseline
▲ 0.50% · 4.625%
HK$159,235
+HK$7,973/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,524/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,716 · Scale 2, in force from 26 Feb 2026)