LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,667
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,896
−HK$2,265/mo
Today · 4.125%
HK$76,161
baseline
▲ 0.50% · 4.625%
HK$80,796
+HK$4,635/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,322/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,729
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,867
−HK$2,170/mo
Today · 4.125%
HK$84,037
baseline
▲ 0.50% · 4.625%
HK$88,466
+HK$4,429/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,074/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,001
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,676
−HK$2,718/mo
Today · 4.125%
HK$91,394
baseline
▲ 0.50% · 4.625%
HK$96,955
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,788/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,675
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,241
−HK$2,603/mo
Today · 4.125%
HK$100,844
baseline
▲ 0.50% · 4.625%
HK$106,159
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,688/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,334
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,455
−HK$3,171/mo
Today · 4.125%
HK$106,626
baseline
▲ 0.50% · 4.625%
HK$113,114
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,252/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,621
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,614
−HK$3,037/mo
Today · 4.125%
HK$117,651
baseline
▲ 0.50% · 4.625%
HK$123,853
+HK$6,202/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,302/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,001
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$133,014
−HK$4,076/mo
Today · 4.125%
HK$137,090
baseline
▲ 0.50% · 4.625%
HK$145,432
+HK$8,342/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,180/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,512
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,361
−HK$3,905/mo
Today · 4.125%
HK$151,266
baseline
▲ 0.50% · 4.625%
HK$159,239
+HK$7,973/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,532/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,751 · Scale 2, in force from 26 Feb 2026)