LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,668
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,897
−HK$2,265/mo
Today · 4.125%
HK$76,162
baseline
▲ 0.50% · 4.625%
HK$80,796
+HK$4,634/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$152,324/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,730
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,868
−HK$2,169/mo
Today · 4.125%
HK$84,037
baseline
▲ 0.50% · 4.625%
HK$88,467
+HK$4,430/mo
Deposit HK$15.71M · loan HK$15.71M · min. income ≈ HK$168,074/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,001
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,677
−HK$2,717/mo
Today · 4.125%
HK$91,394
baseline
▲ 0.50% · 4.625%
HK$96,956
+HK$5,562/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,788/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,676
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,242
−HK$2,603/mo
Today · 4.125%
HK$100,845
baseline
▲ 0.50% · 4.625%
HK$106,160
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,690/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,335
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,456
−HK$3,171/mo
Today · 4.125%
HK$106,627
baseline
▲ 0.50% · 4.625%
HK$113,115
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,254/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,622
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,615
−HK$3,037/mo
Today · 4.125%
HK$117,652
baseline
▲ 0.50% · 4.625%
HK$123,854
+HK$6,202/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,304/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,002
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,015
−HK$4,077/mo
Today · 4.125%
HK$137,092
baseline
▲ 0.50% · 4.625%
HK$145,433
+HK$8,341/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,184/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,514
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,362
−HK$3,905/mo
Today · 4.125%
HK$151,267
baseline
▲ 0.50% · 4.625%
HK$159,241
+HK$7,974/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,534/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,763 · Scale 2, in force from 26 Feb 2026)