LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,669
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,898
−HK$2,265/mo
Today · 4.125%
HK$76,163
baseline
▲ 0.50% · 4.625%
HK$80,798
+HK$4,635/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$152,326/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,731
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,870
−HK$2,169/mo
Today · 4.125%
HK$84,039
baseline
▲ 0.50% · 4.625%
HK$88,469
+HK$4,430/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$168,078/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,003
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,678
−HK$2,718/mo
Today · 4.125%
HK$91,396
baseline
▲ 0.50% · 4.625%
HK$96,957
+HK$5,561/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,792/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,677
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,243
−HK$2,604/mo
Today · 4.125%
HK$100,847
baseline
▲ 0.50% · 4.625%
HK$106,162
+HK$5,315/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,694/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,337
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,458
−HK$3,171/mo
Today · 4.125%
HK$106,629
baseline
▲ 0.50% · 4.625%
HK$113,117
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,258/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,624
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,617
−HK$3,037/mo
Today · 4.125%
HK$117,654
baseline
▲ 0.50% · 4.625%
HK$123,856
+HK$6,202/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,308/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,004
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,017
−HK$4,077/mo
Today · 4.125%
HK$137,094
baseline
▲ 0.50% · 4.625%
HK$145,436
+HK$8,342/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,188/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,516
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,365
−HK$3,905/mo
Today · 4.125%
HK$151,270
baseline
▲ 0.50% · 4.625%
HK$159,244
+HK$7,974/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,540/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,788 · Scale 2, in force from 26 Feb 2026)