LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,673
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,902
−HK$2,266/mo
Today · 4.125%
HK$76,168
baseline
▲ 0.50% · 4.625%
HK$80,802
+HK$4,634/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$152,336/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,735
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,874
−HK$2,169/mo
Today · 4.125%
HK$84,043
baseline
▲ 0.50% · 4.625%
HK$88,473
+HK$4,430/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$168,086/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,008
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,683
−HK$2,718/mo
Today · 4.125%
HK$91,401
baseline
▲ 0.50% · 4.625%
HK$96,963
+HK$5,562/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,802/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,683
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,249
−HK$2,603/mo
Today · 4.125%
HK$100,852
baseline
▲ 0.50% · 4.625%
HK$106,168
+HK$5,316/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,704/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,342
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$103,463
−HK$3,172/mo
Today · 4.125%
HK$106,635
baseline
▲ 0.50% · 4.625%
HK$113,123
+HK$6,488/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,270/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,630
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,624
−HK$3,037/mo
Today · 4.125%
HK$117,661
baseline
▲ 0.50% · 4.625%
HK$123,863
+HK$6,202/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,322/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,011
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$133,024
−HK$4,078/mo
Today · 4.125%
HK$137,102
baseline
▲ 0.50% · 4.625%
HK$145,444
+HK$8,342/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,204/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,524
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,373
−HK$3,905/mo
Today · 4.125%
HK$151,278
baseline
▲ 0.50% · 4.625%
HK$159,252
+HK$7,974/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,556/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,860 · Scale 2, in force from 26 Feb 2026)