LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,677
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,906
−HK$2,266/mo
Today · 4.125%
HK$76,172
baseline
▲ 0.50% · 4.625%
HK$80,806
+HK$4,634/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$152,344/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,740
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,878
−HK$2,170/mo
Today · 4.125%
HK$84,048
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$4,430/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$168,096/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,012
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,688
−HK$2,718/mo
Today · 4.125%
HK$91,406
baseline
▲ 0.50% · 4.625%
HK$96,968
+HK$5,562/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$182,812/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,688
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,254
−HK$2,603/mo
Today · 4.125%
HK$100,857
baseline
▲ 0.50% · 4.625%
HK$106,174
+HK$5,317/mo
Deposit HK$12.57M · loan HK$18.86M · min. income ≈ HK$201,714/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,348
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,469
−HK$3,171/mo
Today · 4.125%
HK$106,640
baseline
▲ 0.50% · 4.625%
HK$113,129
+HK$6,489/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$213,280/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,636
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,630
−HK$3,037/mo
Today · 4.125%
HK$117,667
baseline
▲ 0.50% · 4.625%
HK$123,869
+HK$6,202/mo
Deposit HK$9.43M · loan HK$22.00M · min. income ≈ HK$235,334/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,018
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$133,031
−HK$4,078/mo
Today · 4.125%
HK$137,109
baseline
▲ 0.50% · 4.625%
HK$145,452
+HK$8,343/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$274,218/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,532
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,381
−HK$3,905/mo
Today · 4.125%
HK$151,286
baseline
▲ 0.50% · 4.625%
HK$159,261
+HK$7,975/mo
Deposit HK$3.14M · loan HK$28.29M · min. income ≈ HK$302,572/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,335,931 · Scale 2, in force from 26 Feb 2026)