LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,692
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,922
−HK$2,266/mo
Today · 4.125%
HK$76,188
baseline
▲ 0.50% · 4.625%
HK$80,824
+HK$4,636/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$152,376/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,757
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,896
−HK$2,170/mo
Today · 4.125%
HK$84,066
baseline
▲ 0.50% · 4.625%
HK$88,497
+HK$4,431/mo
Deposit HK$15.72M · loan HK$15.72M · min. income ≈ HK$168,132/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,031
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,707
−HK$2,719/mo
Today · 4.125%
HK$91,426
baseline
▲ 0.50% · 4.625%
HK$96,989
+HK$5,563/mo
Deposit HK$12.58M · loan HK$18.86M · min. income ≈ HK$182,852/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,708
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,275
−HK$2,604/mo
Today · 4.125%
HK$100,879
baseline
▲ 0.50% · 4.625%
HK$106,197
+HK$5,318/mo
Deposit HK$12.58M · loan HK$18.86M · min. income ≈ HK$201,758/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,369
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,491
−HK$3,172/mo
Today · 4.125%
HK$106,663
baseline
▲ 0.50% · 4.625%
HK$113,153
+HK$6,490/mo
Deposit HK$9.43M · loan HK$22.01M · min. income ≈ HK$213,326/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,660
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,654
−HK$3,038/mo
Today · 4.125%
HK$117,692
baseline
▲ 0.50% · 4.625%
HK$123,896
+HK$6,204/mo
Deposit HK$9.43M · loan HK$22.01M · min. income ≈ HK$235,384/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,046
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,060
−HK$4,078/mo
Today · 4.125%
HK$137,138
baseline
▲ 0.50% · 4.625%
HK$145,483
+HK$8,345/mo
Deposit HK$3.14M · loan HK$28.30M · min. income ≈ HK$274,276/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,562
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,413
−HK$3,906/mo
Today · 4.125%
HK$151,319
baseline
▲ 0.50% · 4.625%
HK$159,295
+HK$7,976/mo
Deposit HK$3.14M · loan HK$28.30M · min. income ≈ HK$302,638/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,336,218 · Scale 2, in force from 26 Feb 2026)