LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,724
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,955
−HK$2,267/mo
Today · 4.125%
HK$76,222
baseline
▲ 0.50% · 4.625%
HK$80,859
+HK$4,637/mo
Deposit HK$15.73M · loan HK$15.73M · min. income ≈ HK$152,444/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,792
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,932
−HK$2,171/mo
Today · 4.125%
HK$84,103
baseline
▲ 0.50% · 4.625%
HK$88,536
+HK$4,433/mo
Deposit HK$15.73M · loan HK$15.73M · min. income ≈ HK$168,206/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,069
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,746
−HK$2,720/mo
Today · 4.125%
HK$91,466
baseline
▲ 0.50% · 4.625%
HK$97,031
+HK$5,565/mo
Deposit HK$12.58M · loan HK$18.87M · min. income ≈ HK$182,932/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,750
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,318
−HK$2,606/mo
Today · 4.125%
HK$100,924
baseline
▲ 0.50% · 4.625%
HK$106,243
+HK$5,319/mo
Deposit HK$12.58M · loan HK$18.87M · min. income ≈ HK$201,848/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,413
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,537
−HK$3,173/mo
Today · 4.125%
HK$106,710
baseline
▲ 0.50% · 4.625%
HK$113,203
+HK$6,493/mo
Deposit HK$9.44M · loan HK$22.02M · min. income ≈ HK$213,420/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,709
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,705
−HK$3,039/mo
Today · 4.125%
HK$117,744
baseline
▲ 0.50% · 4.625%
HK$123,951
+HK$6,207/mo
Deposit HK$9.44M · loan HK$22.02M · min. income ≈ HK$235,488/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,103
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$133,119
−HK$4,080/mo
Today · 4.125%
HK$137,199
baseline
▲ 0.50% · 4.625%
HK$145,547
+HK$8,348/mo
Deposit HK$3.15M · loan HK$28.31M · min. income ≈ HK$274,398/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,626
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$147,478
−HK$3,907/mo
Today · 4.125%
HK$151,385
baseline
▲ 0.50% · 4.625%
HK$159,365
+HK$7,980/mo
Deposit HK$3.15M · loan HK$28.31M · min. income ≈ HK$302,770/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,336,808 · Scale 2, in force from 26 Feb 2026)