LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,742
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,974
−HK$2,267/mo
Today · 4.125%
HK$76,241
baseline
▲ 0.50% · 4.625%
HK$80,880
+HK$4,639/mo
Deposit HK$15.73M · loan HK$15.73M · min. income ≈ HK$152,482/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,813
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,953
−HK$2,172/mo
Today · 4.125%
HK$84,125
baseline
▲ 0.50% · 4.625%
HK$88,559
+HK$4,434/mo
Deposit HK$15.73M · loan HK$15.73M · min. income ≈ HK$168,250/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,091
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$88,769
−HK$2,720/mo
Today · 4.125%
HK$91,489
baseline
▲ 0.50% · 4.625%
HK$97,056
+HK$5,567/mo
Deposit HK$12.58M · loan HK$18.88M · min. income ≈ HK$182,978/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,775
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,344
−HK$2,606/mo
Today · 4.125%
HK$100,950
baseline
▲ 0.50% · 4.625%
HK$106,271
+HK$5,321/mo
Deposit HK$12.58M · loan HK$18.88M · min. income ≈ HK$201,900/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,439
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$103,563
−HK$3,175/mo
Today · 4.125%
HK$106,738
baseline
▲ 0.50% · 4.625%
HK$113,232
+HK$6,494/mo
Deposit HK$9.44M · loan HK$22.02M · min. income ≈ HK$213,476/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,738
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,734
−HK$3,040/mo
Today · 4.125%
HK$117,774
baseline
▲ 0.50% · 4.625%
HK$123,982
+HK$6,208/mo
Deposit HK$9.44M · loan HK$22.02M · min. income ≈ HK$235,548/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,136
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,153
−HK$4,081/mo
Today · 4.125%
HK$137,234
baseline
▲ 0.50% · 4.625%
HK$145,584
+HK$8,350/mo
Deposit HK$3.15M · loan HK$28.32M · min. income ≈ HK$274,468/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,663
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,516
−HK$3,908/mo
Today · 4.125%
HK$151,424
baseline
▲ 0.50% · 4.625%
HK$159,406
+HK$7,982/mo
Deposit HK$3.15M · loan HK$28.32M · min. income ≈ HK$302,848/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$1,337,151 · Scale 2, in force from 26 Feb 2026)