LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,772
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,005
−HK$2,268/mo
Today · 4.125%
HK$76,273
baseline
▲ 0.50% · 4.625%
HK$80,914
+HK$4,641/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,546/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,846
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,988
−HK$2,172/mo
Today · 4.125%
HK$84,160
baseline
▲ 0.50% · 4.625%
HK$88,596
+HK$4,436/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,320/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,127
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,806
−HK$2,722/mo
Today · 4.125%
HK$91,528
baseline
▲ 0.50% · 4.625%
HK$97,097
+HK$5,569/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,056/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,815
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,385
−HK$2,607/mo
Today · 4.125%
HK$100,992
baseline
▲ 0.50% · 4.625%
HK$106,315
+HK$5,323/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$201,984/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,481
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$103,607
−HK$3,175/mo
Today · 4.125%
HK$106,782
baseline
▲ 0.50% · 4.625%
HK$113,280
+HK$6,498/mo
Deposit HK$9.44M · loan HK$22.03M · min. income ≈ HK$213,564/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,785
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$114,783
−HK$3,041/mo
Today · 4.125%
HK$117,824
baseline
▲ 0.50% · 4.625%
HK$124,035
+HK$6,211/mo
Deposit HK$9.44M · loan HK$22.03M · min. income ≈ HK$235,648/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,190
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$133,209
−HK$4,083/mo
Today · 4.125%
HK$137,292
baseline
▲ 0.50% · 4.625%
HK$145,646
+HK$8,354/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$274,584/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,723
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$147,578
−HK$3,910/mo
Today · 4.125%
HK$151,488
baseline
▲ 0.50% · 4.625%
HK$159,473
+HK$7,985/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$302,976/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,337,714 · Scale 2, in force from 26 Feb 2026)