LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,787
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,020
−HK$2,269/mo
Today · 4.125%
HK$76,289
baseline
▲ 0.50% · 4.625%
HK$80,931
+HK$4,642/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,578/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,863
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$82,005
−HK$2,172/mo
Today · 4.125%
HK$84,177
baseline
▲ 0.50% · 4.625%
HK$88,614
+HK$4,437/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,354/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,145
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,824
−HK$2,723/mo
Today · 4.125%
HK$91,547
baseline
▲ 0.50% · 4.625%
HK$97,117
+HK$5,570/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,094/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,835
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,405
−HK$2,608/mo
Today · 4.125%
HK$101,013
baseline
▲ 0.50% · 4.625%
HK$106,337
+HK$5,324/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$202,026/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,502
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,628
−HK$3,177/mo
Today · 4.125%
HK$106,805
baseline
▲ 0.50% · 4.625%
HK$113,303
+HK$6,498/mo
Deposit HK$9.44M · loan HK$22.04M · min. income ≈ HK$213,610/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,808
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,806
−HK$3,042/mo
Today · 4.125%
HK$117,848
baseline
▲ 0.50% · 4.625%
HK$124,060
+HK$6,212/mo
Deposit HK$9.44M · loan HK$22.04M · min. income ≈ HK$235,696/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,217
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,237
−HK$4,083/mo
Today · 4.125%
HK$137,320
baseline
▲ 0.50% · 4.625%
HK$145,676
+HK$8,356/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$274,640/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,753
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,608
−HK$3,911/mo
Today · 4.125%
HK$151,519
baseline
▲ 0.50% · 4.625%
HK$159,506
+HK$7,987/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$303,038/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,337,990 · Scale 2, in force from 26 Feb 2026)