LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,789
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,022
−HK$2,269/mo
Today · 4.125%
HK$76,291
baseline
▲ 0.50% · 4.625%
HK$80,933
+HK$4,642/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,582/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,865
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,007
−HK$2,173/mo
Today · 4.125%
HK$84,180
baseline
▲ 0.50% · 4.625%
HK$88,617
+HK$4,437/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,360/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,147
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,827
−HK$2,722/mo
Today · 4.125%
HK$91,549
baseline
▲ 0.50% · 4.625%
HK$97,120
+HK$5,571/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,098/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,838
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,408
−HK$2,608/mo
Today · 4.125%
HK$101,016
baseline
▲ 0.50% · 4.625%
HK$106,340
+HK$5,324/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$202,032/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,505
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,631
−HK$3,177/mo
Today · 4.125%
HK$106,808
baseline
▲ 0.50% · 4.625%
HK$113,307
+HK$6,499/mo
Deposit HK$9.44M · loan HK$22.04M · min. income ≈ HK$213,616/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,811
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,810
−HK$3,042/mo
Today · 4.125%
HK$117,852
baseline
▲ 0.50% · 4.625%
HK$124,064
+HK$6,212/mo
Deposit HK$9.44M · loan HK$22.04M · min. income ≈ HK$235,704/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,221
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,240
−HK$4,084/mo
Today · 4.125%
HK$137,324
baseline
▲ 0.50% · 4.625%
HK$145,680
+HK$8,356/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$274,648/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,757
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,612
−HK$3,912/mo
Today · 4.125%
HK$151,524
baseline
▲ 0.50% · 4.625%
HK$159,511
+HK$7,987/mo
Deposit HK$3.15M · loan HK$28.33M · min. income ≈ HK$303,048/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,029 · Scale 2, in force from 26 Feb 2026)