LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,792
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$2,269/mo
Today · 4.125%
HK$76,294
baseline
▲ 0.50% · 4.625%
HK$80,936
+HK$4,642/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,588/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,868
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,010
−HK$2,173/mo
Today · 4.125%
HK$84,183
baseline
▲ 0.50% · 4.625%
HK$88,620
+HK$4,437/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,366/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,150
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,830
−HK$2,722/mo
Today · 4.125%
HK$91,552
baseline
▲ 0.50% · 4.625%
HK$97,123
+HK$5,571/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,104/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,841
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$2,607/mo
Today · 4.125%
HK$101,019
baseline
▲ 0.50% · 4.625%
HK$106,344
+HK$5,325/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$202,038/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,508
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,635
−HK$3,176/mo
Today · 4.125%
HK$106,811
baseline
▲ 0.50% · 4.625%
HK$113,310
+HK$6,499/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,622/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,815
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,813
−HK$3,043/mo
Today · 4.125%
HK$117,856
baseline
▲ 0.50% · 4.625%
HK$124,068
+HK$6,212/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,712/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,225
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,245
−HK$4,084/mo
Today · 4.125%
HK$137,329
baseline
▲ 0.50% · 4.625%
HK$145,685
+HK$8,356/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,658/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,762
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,617
−HK$3,912/mo
Today · 4.125%
HK$151,529
baseline
▲ 0.50% · 4.625%
HK$159,516
+HK$7,987/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,058/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,073 · Scale 2, in force from 26 Feb 2026)