LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,795
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,028
−HK$2,269/mo
Today · 4.125%
HK$76,297
baseline
▲ 0.50% · 4.625%
HK$80,939
+HK$4,642/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,594/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,871
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,013
−HK$2,173/mo
Today · 4.125%
HK$84,186
baseline
▲ 0.50% · 4.625%
HK$88,624
+HK$4,438/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,372/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,154
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,834
−HK$2,722/mo
Today · 4.125%
HK$91,556
baseline
▲ 0.50% · 4.625%
HK$97,127
+HK$5,571/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,112/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,845
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,416
−HK$2,607/mo
Today · 4.125%
HK$101,023
baseline
▲ 0.50% · 4.625%
HK$106,349
+HK$5,326/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$202,046/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,513
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,639
−HK$3,177/mo
Today · 4.125%
HK$106,816
baseline
▲ 0.50% · 4.625%
HK$113,315
+HK$6,499/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,632/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,819
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,818
−HK$3,043/mo
Today · 4.125%
HK$117,861
baseline
▲ 0.50% · 4.625%
HK$124,073
+HK$6,212/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,722/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,231
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,250
−HK$4,085/mo
Today · 4.125%
HK$137,335
baseline
▲ 0.50% · 4.625%
HK$145,691
+HK$8,356/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,670/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,768
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,624
−HK$3,911/mo
Today · 4.125%
HK$151,535
baseline
▲ 0.50% · 4.625%
HK$159,523
+HK$7,988/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,070/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,131 · Scale 2, in force from 26 Feb 2026)