LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,796
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,029
−HK$2,269/mo
Today · 4.125%
HK$76,298
baseline
▲ 0.50% · 4.625%
HK$80,941
+HK$4,643/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,596/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,872
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,015
−HK$2,173/mo
Today · 4.125%
HK$84,188
baseline
▲ 0.50% · 4.625%
HK$88,625
+HK$4,437/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,376/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,155
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,835
−HK$2,723/mo
Today · 4.125%
HK$91,558
baseline
▲ 0.50% · 4.625%
HK$97,129
+HK$5,571/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$183,116/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,847
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,417
−HK$2,608/mo
Today · 4.125%
HK$101,025
baseline
▲ 0.50% · 4.625%
HK$106,350
+HK$5,325/mo
Deposit HK$12.59M · loan HK$18.89M · min. income ≈ HK$202,050/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,515
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,641
−HK$3,177/mo
Today · 4.125%
HK$106,818
baseline
▲ 0.50% · 4.625%
HK$113,317
+HK$6,499/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,636/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,821
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,820
−HK$3,043/mo
Today · 4.125%
HK$117,863
baseline
▲ 0.50% · 4.625%
HK$124,075
+HK$6,212/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,726/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,233
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,253
−HK$4,084/mo
Today · 4.125%
HK$137,337
baseline
▲ 0.50% · 4.625%
HK$145,694
+HK$8,357/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,674/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,770
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,626
−HK$3,912/mo
Today · 4.125%
HK$151,538
baseline
▲ 0.50% · 4.625%
HK$159,526
+HK$7,988/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,076/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,154 · Scale 2, in force from 26 Feb 2026)