LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,802
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,035
−HK$2,270/mo
Today · 4.125%
HK$76,305
baseline
▲ 0.50% · 4.625%
HK$80,948
+HK$4,643/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$152,610/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,879
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,021
−HK$2,174/mo
Today · 4.125%
HK$84,195
baseline
▲ 0.50% · 4.625%
HK$88,633
+HK$4,438/mo
Deposit HK$15.74M · loan HK$15.74M · min. income ≈ HK$168,390/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,162
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,842
−HK$2,723/mo
Today · 4.125%
HK$91,565
baseline
▲ 0.50% · 4.625%
HK$97,137
+HK$5,572/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$183,130/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,855
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,426
−HK$2,607/mo
Today · 4.125%
HK$101,033
baseline
▲ 0.50% · 4.625%
HK$106,359
+HK$5,326/mo
Deposit HK$12.60M · loan HK$18.89M · min. income ≈ HK$202,066/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,523
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,650
−HK$3,176/mo
Today · 4.125%
HK$106,826
baseline
▲ 0.50% · 4.625%
HK$113,327
+HK$6,501/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$213,652/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,831
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,830
−HK$3,042/mo
Today · 4.125%
HK$117,872
baseline
▲ 0.50% · 4.625%
HK$124,086
+HK$6,214/mo
Deposit HK$9.45M · loan HK$22.04M · min. income ≈ HK$235,744/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,244
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$133,264
−HK$4,084/mo
Today · 4.125%
HK$137,348
baseline
▲ 0.50% · 4.625%
HK$145,706
+HK$8,358/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$274,696/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,782
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,638
−HK$3,912/mo
Today · 4.125%
HK$151,550
baseline
▲ 0.50% · 4.625%
HK$159,539
+HK$7,989/mo
Deposit HK$3.15M · loan HK$28.34M · min. income ≈ HK$303,100/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$1,338,264 · Scale 2, in force from 26 Feb 2026)